Equipment Financing

Equipment financing that fuels your business and positions you ahead of the competition. Purchase and leasing options that provide equipment for all industries and services.

The right equipment puts your business ahead of the competition, increases profitability, and production. If your looking for equipment leasing, whether you want to purchase or lease, we make sure you have the tools you need to launch, scale, and grow.

We offer quality financing with competitive rates for all markets and equipment types, new or used. If your business needs it, it’s likely we have a financing solution that fits.

Our clients benefit in more ways than one. Many of our equipment financing programs produce tax benefits under Section 179. You are also often able to reduce corporate debt and establish your financing as operating expense.

  • Financing for equipment from $25,000 – $500,000 plus
  • One-page application only up to $250,000
  • Credit decisions within hours
  • Up to 100% of soft costs may be covered, including sales tax, shipping, software, training, maintenance, and installation
  • Payments structured to suit your needs: seasonal, monthly, quarterly, semi-annually or annually; deferred payments up to 90 days
  • Multiple pieces of equipment financed with one application

EQUIPMENT LEASING

Leasing is one of the fastest growing ways of acquiring equipment in business today. Recent surveys found that 80% of U.S. businesses, from Fortune 500 to the local family business, lease some portion of their equipment.

A growing business often faces the dilemma of limited cash flow and the need to add equipment. Leasing can put the equipment to work for you with real cash flow advantages and without major capital investment. We can lease virtually any type of equipment, including software and installation.

When your company needs any type of equipment, we’re happy to provide you with a no-hassle equipment lease or equipment financing agreement. Plus, we do it with minimal paperwork, and fast approvals (just one quick and easy application up to $250k – leave your tax returns and financial statements at home.)

When a business chooses to finance or lease, the cost of the equipment is spread over a multiple-year term keeping more working capital liquid to fund investments such as additional payroll or facility expansion. The business has the (profit-generating) equipment when it is needed, rather than waiting until cash is on hand. And the equipment vendor benefits as well—with a shorter sales cycle and 100 percent cash up front.

Many companies need working capital for expansion and do not want to use their bank lines for working capital. We have a program where we can use the equity in your existing equipment to give your company the working capital it needs. We buy your equipment and lease it back to you and when all the payments are made you own the equipment again.

Most financial institutions will not finance companies that are just going into business. If your company has just started in business, or is in business for a short time usually less than two years, we can help you grow by financing the equipment you need to be successful.

In these tough economic times many businesses have suffered financially. Additionally, the owners of these companies have seriously damaged their personal credit. We have developed a “second chance” program to help these companies. We can structure your financial needs to help you rebuild your company.

WHAT WE CAN LEASE

From computers and heavy machinery to complete offices, it is possible to lease almost anything for your business. Equipment leasing can provide a lifeline for cash-strapped businesses in need of the tools of the trade.

Advantages include getting your hands on needed equipment without paying the costs up front. Lines of credit stay freed up because the leases are not bank loans, and lease payments can potentially be deducted as a business expense. It is also possible to easily upgrade equipment once a lease expires.