Asset Based Lending

Flexible programs tailored to your business. We provide commercial financing solutions secured by your current or future balance sheet assets. Leverage your existing assets to fuel new business or capitalize on current opportunities.

Unlimited Source of Financing for Your Company’s Growth

Accounts receivable financing, or Factoring, is the purchase of accounts receivable invoices at a discount. If you sell your products or services to businesses that pay in 30, 60, 90 days or more, Alternative Capital Funding Solutions has a liquidity solution for you. We can finance companies that are start-ups, losing money, or in bankruptcy because accounts receivable financing is based on your customer’s credit, not yours. This is not a “debt.” You are selling an asset. But it is more than just an asset sale; it is like outsourcing your accounts receivable department. Factors provide valuable services. They check your customer’s credit for you and notify you of bad risks and they provide detailed monthly statements. Qualifying accounts even get free credit insurance.
  • Cash in 24 hours
  • No personal guarantees
  • We finance any type of business
  • No recourse even if the account does not pay
  • Credit insurance on your clients at no cost to you
  • No arbitrary loan board decisions
  • No Fixed Payments
  • As sales and receivables increase, funding Increases
  • Focus on your business, not collections
  • Take advantage of early payment or bulk purchase discounts from your suppliers
  • Ability to service large and / or unexpected orders
  • Accounts receivable financing is more flexible and quicker than bank loans

Use The Money To:

  • Fund payroll or other operating expenses
  • Purchase inventory to take advantage of bulk/early payment discounts
  • Fund expansion and growth
  • Respond to seasonal demands and opportunities
  • Take on that large new account with confidence

Contact us today, and one of our financial specialists will give you a no-cost analysis of what we can provide for your company.

Purchase Order and Trade Finance

We provide purchase order funding for the import and export, or domestic production of pre-sold merchandise. Often, a company’s greatest challenge is not sales or production, but simply locating the financing to procure pre-sold merchandise.

Our areas of expertise include production finance for work in process and Letters of Credit for trade finance, including import and export transactions as well as domestic trade purchases. If you are a producer, distributor, wholesaler or reseller of manufactured products we can help you. Even if you are a start-up, have poor cash flow, or little access to capital we can help

The Benefits of Purchase Order Financing include the following:

  1. Allows companies to grow without increased bank debt or selling equity
  2. Helps ensure timely deliveries to customers
  3. Increases market share
  4. Allows companies to make larger profits by fulfilling larger orders
  5. Fast flexible funding

Structured Settlement & Annuity Financing

Take advantage of our new innovative program that will allow you to sell your annuity for immediate lump sum cash now. Whether you want to sell:

  • All of your payments
  • Some of your payments
  • A certain portion of each incoming payment

Benefits to Our Program:

  • Combat an unexpected change or big expense in your life with instant liquidity
  • Customize options based on each personal situation
  • Cash out your inherited annuity
  • Position assets for transfer to heirs
  • Avoid high surrender charges
  • Experience world class customer service

As a guideline, the following information is helpful when requesting a quote. Even if you don’t have all the information, call us and we can guide you.

Information You Will Need When Requesting a Quote for a Fixed Annuity:

  1. First payment date
  2. Last guaranteed payment date
  3. Payment amount
  4. Payment frequency (e.g. monthly, annual, etc.)
  5. Insurance company name
  6. Annuity policy number